Products

CUDL AutoSMART™

CUDL AutoSMART increases credit union member satisfaction by simplifying the buying process and getting members a great deal when buying a vehicle. The industry's premier auto resource, CUDL's next-generation vehicle research and shopping website is designed to provides members with a state-of-the-art, streamlined, and information-rich vehicle shopping and research experience. Using CUDL AutoSMART, credit union members may request quotes from several dealers as they seek great deals on the cars they want.

CUDL AutoSMART offers credit unions a highly flexible, versatile site that they can truly make their own through its credit union co-branding capabilities. Credit unions can customize the content and features that are offered to their members, further enhancing member satisfaction and driving member financing.

CUDL POINT OF PURCHASE (POP) Systems

CUDL offers the credit union industry powerful web-based ASP (Application Service Provider) solutions so that credit unions big and small can take advantage of the functionality of these systems. CUDL's Point-of-Purchase systems provide credit union members with access to competitive credit union auto financing rates right at the dealership. These capabilities can also be used in efforts to expand your membership base.

These systems offer complete workflow functionality for every loan application, facilitating electronic communication with dealers throughout the loan process and providing credit unions with numerous features designed to help gain maximum benefit from the CUDL program.

From application entry to funding, CUDL's Point-of-Purchase systems offer flexibility and seamlessness that will enhance the productivity of any organization.

CUDL SmartFund™

The CUDL SmartFund program gives credit unions the ability to provide an improved, more efficient loan funding process to their members. CUDL SmartFund's unique technology allows dealers to electronically transmit imaged copies of all loan documentation to credit unions instantly, providing faster funding of a member's auto loan package. With CUDL SmartFund, credit unions can easily retrieve, store and fax any internal documents related to an application and loan package.

CUDL DECISION MANAGER

CUDL's Decision Manager for the CUDL 3 point-of-purchase system is a decision engine that is both robust and easy to use. With an intuitive user-interface, Decision Manager makes it simple for credit unions to customize their automated underwriting policies. Credit unions using Decision Manager can choose from pre-packaged decision rules, or can create custom rules using an extensive library comprised of hundreds of variables. These can then be implemented for a wide range of underwriting approaches, from tested “best practices” to ground-breaking strategies. CUDL's Decision Manager is designed to streamline credit union lending processes and better define underwriting workflow, resulting in a loan portfolio with enhanced performance.

CUDL Financial/Lending Services

CUDL offers a competitive sub-prime program to auto dealerships, accessible through the CUDL platform. Members and non-members who do not qualify for credit union financing may qualify for CUDL Financial Services. This program offers competitive financing with the speed and convenience of the CUDL system.

CUDL Financial Services enables us to reduce credit union costs on the program. Credit unions can also be assured that members who might not qualify for their credit union's financing are in good hands. CUDL Financial Services provides dealers with a wider range of purchasing power, giving members and non-members who do not qualify for credit union financing access to an alternative financing resource.

CUDL GAP™

CUDL offers a highly competitive Guaranteed Auto Protection (GAP) product, which can be made available to credit union members at the auto dealership or directly at their credit union.

Credit unions and dealers participating in the CUDL GAP program gain an additional revenue source that provides members with peace of mind. When a member's vehicle is lost or stolen, CUDL GAP ensures that the member's investment is protected, and that your credit union's investment is protected.

CUDL Complete™

CUDL Complete provides credit unions with a strategic solution for indirect and point-of-sale lending. The program gives credit unions the flexibility of offering indirect lending services without the overhead. Designed as a true turnkey solution, CUDL Complete provides back office services catered to each credit union's pre-determined loan criteria.

CUDL University™

Designed to assist credit unions in the advancement of their auto lending programs, CUDL University provides an extensive, growing library of powerful online educational tools and resources to address the latest and the most critical issues facing the automotive lending industry.

The CUDL University program offers credit unions a wide-range of online educational courses using Computer-based Tutorials (or CBTs). The program's broad academic curriculum offers a flexible and integrated blend of learning opportunities which credit unions have the ability to tailor and customize based on staff individual needs and goals.