What's New

Initiative Will Expand GE Capital Fleet Services’ Remarketing Channels While Providing CUDL’s Dealer Network with New Online...
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CUSO pays 3% cash dividend to shareholders
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Open Dealer Exchange and CUDL will offer a secure and easy-to-use integration from the DMS to the CUDL system
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CUSO’s Fourteenth Annual Lending Conference to Provide CUs with Winning Strategies for Sustaining Successful Lending Programs in...
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CUSO to Continue Efforts in Promoting the Benefits and Impact of an Expanding Credit Union-Dealer Alliance
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CUSO’s AutoSMART iPhone App and AutoSMART TV Ads Recognized for Excellence in Marketing Creativity in Support of Credit Unions.
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The AutoSMART Mobile Application Gives Members Ability to Shop, Research Next Vehicle and Apply for CU Vehicle Loans from Their...
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Expanded iPhone Application gives members ability to get both pre-approved for an auto loan and post their personal vehicles to...
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CUSO accredited with certification for fifth straight year.
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New service helps members sell their personal vehicles through their credit unions’ AutoSMART vehicle research and shopping...
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CUSO pays 3% dividend to shareholders for sixth consecutive year.
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New risk-based pricing and default insurance program will help CUs to serve more members, better manage auto loan risk and...
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New Portal Provides Dealerships’ with Single Resource to Secure Credit Union Financing, Access Pre-Qualified Car Buying Credit...
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700Credit and CUDL have partnered to offer web-based credit reporting to dealers through the CUDL system.
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For eighth consecutive year, CUDL will promote the importance, benefits of a credit union and dealer alliance at nation’s largest...
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CUSO’s Solution Assists Credit Unions That are Working with Auto Dealers to Meet New Risk-Based Pricing Requirements.
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CUDL SMART Approval

Word-of-mouth advertising is priceless. Give your members an auto financing experience that’ll be shared with friends.
CUDL SMART Approval is one of the best services to provide to members that are ready to buy a vehicle. Nearly 90% of members finance their vehicles at the dealership – and most dread the “financing” part of the buying process the most. With CUDL SMART Approval, your credit union will change the way members think of auto financing by making their experiences painless and simple. By easily getting pre-approved financing from your credit union’s website, your members save time, money and are given peace-of-mind that they have their credit union’s loan waiting for them at the dealership – an experience your members will want to share with friends. And to make things even more convenient for your members, they can now apply for a pre-approved loan from your credit union anywhere, any time with our CUDL AutoSMART Mobile Apps.

The CUDL SMART Approval process is simple.

  1. From your credit union’s CUDL AutoSMART website or the CUDL AutoSMART Mobile Apps, members apply for a loan
  2. An immediate loan decision is provided based on your credit union’s lending parameters and criteria
  3. Members that are approved receive a pre-approval certificate that can be taken to a CUDL dealership
  4. Loan decisions are linked to the CUDL system so that your members’ loans are ready for them when they go to pick up their vehicles
     

SMART Approval